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New Year Resolutions for Chester County PA Homeowners

by Scott Darling



 

New year, new you, right? Oh, we all seem to resolve to eat healthier, lose weight, kick dirty habits and all kinds of other things, but by the end of February, we find ourselves just trying to remember what our resolutions were, much less actually sticking to them! Homeownership is the same way--we start out with big ideas of what we’ll be doing to maintain it, then life gets in the way, and we fall short.  Get started with this guide: 

 

  • 1. Having an energy audit performed on your house will help you save not only energy but money, too. 
     

  • 2. Your dryer’s lint trap should be cleaned routinely after each load, but your vent and vent tubing should be cleaned at least annually.  Removing as much lint as you can helps dry your laundry faster and reduce the risk of fire. 
     

  • 3. Home security systems aren’t foolproof against hackers, and neither are smart home accessories.  Change passwords frequently, and don’t reuse passwords.  To make it even more difficult to hack, use two-factor authentication.  
     

  • 4. The Family Handyman has several tips for keeping the yard and yard tools in tip-top shape. 

  • Resolve to cut the clutter in your house. While the temps are cool, and you’re spending more time inside anyway, take one room in your home per week to clean out and clean up. 
     

  • 5. Repair the little things that you overlook because they’re not necessarily a safety issue:  doorknobs that aren’t working, dripping faucets, or squeaky floors. Fix now to save you from something bigger happening and costing you more later. 
     

  • 6. Get your personal finances in order!  Commit to saving money, not only in the literal sense, but get the best rates on insurance, or consider refinancing your mortgage. NerdWallet has some great tips for building equity in your home. 
     

  • 7. Print out this free home checklist, and you won’t miss a thing each season! 

 

Find a good balance of taking care of home and taking care of you and your family.  Don’t spend every spare minute maintaining your home. Some projects can combine family and work time, like a big cleaning job, or yard work.  As important as it is to keep up your home, it’s important to keep up with family as well. 

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: summit mortgage corp

Bringing the Outside In...

by Scott Darling
 

Growing green things indoors can keep the air clean, and boost your spirits, both of which are important, not only during the dark Winter months but year-round. If you’d like to bring the outside in but are concerned about the plants needing sunlight, don’t worry.  Many houseplants can be tucked away inside for Winter that thrive in low light! 

 

Find one, or two, in this list: 

 

  • Aglaonema, or Chinese Evergreen, has many hybrids, and come with splashes of silver and red.  Not only will you have a plant that doesn’t need a lot of watering, but you’ll have a plant that brightens without having to buy a bouquet of fresh flowers every week! 
     

  • Using contrast in your rooms can apply to plants as well.  Calathea is a plant with variegated leaves, and some types have red stems and undersides of its leaves.  Placed in a corner with light-colored walls will make this low-light lover take the stage!
     

  • What sounds tougher than cast iron plant (Aspidistra)? These long-leafed plants thrive in shady spots, can handle poor soil, and if you forget to water them, they will survive! 
     

  • Corn plant or dragon tree, (Dracaena fragrans) is a great plant if you’re looking for height.  It might need pruning once it starts getting too tall but is great for medium light.  Children would love to tell their friends they have a dragon tree in their house! 
     

  • Turn your room into a tropical oasis with parlor palms (neanthe bella)!  The best thing about this palm is that it doesn’t grow very tall and can do well in virtually any amount of light. 
     

  • Peace lily (Spathiphyllum) is a common houseplant, and rightly so.  While enjoying medium-low light, they do need water at least once per week to keep their beautiful dark green leaves and white blossoms. 
     

  • There are so many types of philodendron that you can find one for any houseplant need you have.  They prefer medium-low light, but in perfect conditions, they can grow tall. You get a bonus with philodendron, as they are proven air-cleaners! 
     

  • If you have a dark corner but no space for placing a container on the floor or furniture, pothos is the plant for you. The trailing vine is perfect to hang in a dark corner, and there are several hybrids to choose from. 
     

  • Does your grandmother have a pot of Swedish ivy that she’s been caring for as long as you can remember?  Plectranthus verticillatus grows very well in low light and be sure it has plenty of room to spread its trailing vines.   
     

  • When there’s little light and almost no room for a plant in your home, a terrarium filled with mosses, small-growing ferns, Pilea glauca “Aquamarine,” and sweet flag (Acorusare just a few of the plants that will grow well tucked inside an enclosed case.  Learn more about this age-old type of gardening. 

 

Bringing the outside in doesn’t mean you have to use the only sunny spot in the house.  

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: hort zone

Updating Your Thrift Store Finds!

by Scott Darling



 

No matter how you’ve acquired a piece of old furniture or other used decorative items--a family piece, great yard sale finds, or online--there is almost always a way to update it to fit into your decor!  Here are a few tips and idea links for making your new old treasure sparkle! 

 

  • - Before you buy any used item, inspect it as well as you can for broken/missing parts or loose hardware.  With the exception that you’re certain you can repair it yourself; it might be better left for someone else with experience. 
     

  • - Laminated pieces that are in bad condition will never repair well.  Not only that, but laminate furniture is usually not made of solid wood underneath and won’t have a lot of life left in them unless they’re in perfect condition.   
     

  • - Cleaning is probably the first thing you’ll need to do. The Creek Line Home blog has some great solutions for cleaning thoroughly, as well as removing odors.  
     

  • - Does your piece need a little work?  Unless you love the look of distressed furniture, you will want to repair cracks, rings and replace missing wood.   
     

  • - Cushioned dining chairs are easily made over by removing the seat and covering the cushion with new fabric. (If the foam is very worn, you may need to replace that.) Pull it tightly and attach with a staple gun.  Painting the chair is easier without the cushion, but if you’re keeping the original finish, just re-attach the seat. 
     

  • - Decoupage is another way to bring an old wooden piece back to life.  Choose practically any kind of paper, and using a decoupage medium, cover the whole thing, or, like Miss Mustard Seed, just highlight certain parts, while leaving the rest painted. 
     

  • - Don’t pass up a good lamp! Many can be painted and outfitted with a new shade and serve you for years.  If the electrical parts are fried, lamp kits are available in-home stores and online. 

  • Spray paint is perfect for hard-to paint items such as candlesticks and decorative items, metal furniture pieces, and wicker furniture.   
     

  • - Chalk paint has become a popular choice for DIY furniture makeover enthusiasts, but there is a bit of prep work in spite of it being an “easy” way to paint. 
     

  • - Outdated art can even be made new again!  These ideas are amazing, and you’ll have what looks like commissioned pieces for just a few dollars and a little work. 

 

However, you decided to upgrade a piece, you will be getting exactly what you want for your home at a fraction of the cost of buying new.  Go online and look for ideas, and when you see an old and worn piece, you’ll be ready to give it new life! 

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: roccommunitysummit.org

Chester County PA Real Estate Market Trends for November 2019

by Scott Darling

Chester County PA Real Estate Market Trends for November 2019

Chester County PA single-family homes saw pending sales increase by 33.5% in November 2019 when compared to November 2018. 500 homes sold in November with a median sales price of $371,000.  The average sales price increased by 9.4%, and homes were on the market 15 days less.

If you are thinking about selling your home get a free instant home evaluation Learn More

Go Green this Holiday Season!

by Scott Darling

 

We don’t need an official statistic to tell us that trash in the US increases during the holidays, but some reports say that over 1 million tons of extra waste are generated in the United States from Thanksgiving to the New Year!  How can we reduce that number?  It may take some effort on our part, but we can cut back on what we use and throw away during the holidays! 

  • - Not only will ditching store-bought gift wrap save room in the trash bin, but it will also save money! Check out these alternatives from How Stuff Works. In case you must buy something, look for inexpensive reusable tins, boxes and gift bags. 
     

  • - Besides gift cards, give presents that are about presence:  trips, a year’s pass to a museum or local amusement park, memberships to spas, or concert tickets.
     

  • - Thrift-shopping is one way to reuse items, and treasures can be found by visiting them often.  Don’t forget local social media “yard sale” groups, as well as websites that allow people to sell used items. 
     

  • - Don’t forget the batteries but make them rechargeable! This type of battery is becoming more affordable, especially in the smaller battery sizes, and it keeps nasty battery waste from going to our landfills. 
     

  • - It is irritating to get the lights up and half a strand dies as soon as they’re plugged in, but don’t throw them out!  Read about how to check them over,, as well as tools that are made specifically for repairing lights.  If they are truly burnt out, find a recycling center for them instead of sending them out with the garbage.
     

  • - Break out the “good” dishes instead of using disposables!  Ask everyone to pitch in once the meal is over, and clean-up will be a breeze. 
     

  • - Food waste is something we don’t think about often, but we can cut back on what we throw away by planning well and thinking creatively with leftovers.  Find helpful tips and recipes, as well as the Guest-Imator tool at savethefood.com. 
     

  • - Live trees are used in almost half of American homes, but they shouldn’t be sent to a landfill.  Learn about different ways to reuse the tree, or contact a conservation group to see if they can use it for wildlife. 

 

Cutting back during the holidays goes against what our society tells us about how we should spend these next few weeks, but even little things like using unconventional gift wrapping for just three gifts adds up, according to Visual.ly.  Commit to making three changes this year, and next year, add three more to your list.  Consider it a gift to the environment. 

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: nausetdisposal.com

Making an Offer is a Process!

by Scott Darling


While you’re on the house hunt, every property you see just might be “the one.”  It’s a good idea to learn the different aspects of buying a house before you get into them.  Many discover that after they’ve made an offer of purchase, the process isn’t exac
tly as they’d envisioned! You’ll feel confident when you get to this step by following this guide: 

 

  • - The offer itself isn’t just a price you’re willing to pay for the property; closing date, closing cost contribution, contingencies, or the earnest money deposit are all things that are normally included when the offer is submitted to the seller. 
     

  • - Talk with your agent before you come to your initial price, because you don’t want to insult the seller with a very low offer, nor do you want to pay too much for the house. 
     

  • - Although you won’t always get a complete answer, knowing why the house is on the market can give you some leverage, so ask anyway. Some sellers are in a time crunch and are eager to sell and may take your first offer. 
     

  • - Keep in mind that there are legal aspects to writing a proposal.  Your Realtor will know all the aspects of this part of the process and will take you through each step. 
     

  • - It is very likely that the seller won’t accept your price if it’s less than what they’re asking.  If they want to sell and have no higher offers, they may choose to send a counteroffer.  The counteroffer step is nothing to worry about, if the negotiations are getting you somewhere.   
     

  • - Some sellers will counteroffer with their original asking price.  If this happens, you may have to walk away, as they have shown they’re not interested in moving away from what they want for the property.
     

  • - Don’t forget that you may not be the only buyers interested in the home!  Realtor.com® offers some advice on how sellers might handle multiple offers and some ideas on how to make your offer stand out. 

 

When your offer is accepted, it’s exciting, but there is still work to do!  Hopefully, you have pre-approval for a mortgage, making the buying process a much smoother one.  There are added costs associated with buying a home, so be sure you have your finances in order.  

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: michiganfirstmortgage.com

Happy Thanksgiving

by Scott Darling

Laundry Mistakes You Could Be Making

by Scott Darling


Laundry.  For some, the word causes some dread, for others, it’s just another job, and for the rest--well, it seems as if they went to a laundry boot camp!  With so many different washers and products available, it’s easy to think that the machine will tak
e care of everything, but that’s not always the case.  Are you making any of these mistakes? 

 

  • Load size is important when you’re choosing your wash cycle and amount of detergent.  Too many clothes and they won’t get clean and adding too much detergent can cause the clothes to have more stains and residue.  The Spruce tells you how to figure out how much laundry your washer tub can hold. 
     

  • HE machines are just that--high efficiency.  They use less water and energy, but too much detergent can cause the machine to sense the extra suds and begin a second rinse cycle.  That’s not very efficient. 
     

  • Using fabric softener for all types of clothing isn’t necessary.  Athletic wear doesn’t benefit from the agents in the softener and defeats the purpose of moisture-wicking fibers.  Hang those to dry.  Towels will be just as soft without softener and dried in the dryer.   
     

  • Letting stains dry is never a good idea.  Sure, we have powerful stain-fighters easily accessible, but not every stain comes out.  The American Cleaning Institute Stain Removal Guide has a solution for almost every stain under the sun! 
     

  • Hand washing labels are there for a reason:  those items need gentle treatment. If you don’t have time to soak and swish those pieces in the sink, use a garment bag and the delicate cycle on your machine, and air or hang to dry. 
     

  • Leaving zippers down can cause distress to the zipper and break them.  On the other hand, washing a shirt left buttoned up is more likely to lose those buttons because of the pull on the fabric. 
     

  • Extra bleach sounds like a great idea when items are especially dirty, but it will cause the fabric to yellow and break down much faster.  Use the recommended amount on the bottle. 
     

  • The high heat setting should not be your default drying cycle.  Save that cycle for towels and whites.  Clothes may take longer on the low heat cycle, but the lower temperature helps save your clothes from fading and shrinkage. 

 

Don’t forget to keep your dryer running smoothly by cleaning the lint screen after every load you dry.  Change your way of thinking about doing laundry--instead of a job, it’s a process!  It may add a few minutes to this chore, but you’ll benefit in longer-lasting clothes and less energy use, saving money in the end. 

 

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: justdial.com 

Chester County PA Real Estate Market Trends for October 2019

by Scott Darling

Chester County PA Real Estate Market Trends for October 2019

Chester County PA single-family homes saw pending sales increase by 19.6% in October 2019 when compared to October 2018. 559 homes sold in October with a median sales price of $342,000.  The average sales price increased by 2.4%, and homes were on the market 15 days less.

If you are thinking about selling your home get a free instant home evaluation Learn More

Credit Card Mistakes You Could Be Making

by Scott Darling


There are practical
 uses for credit cards, such as rewards points, cash back on purchases, and airline miles to name a few.  Having a credit card can also have drawbacks if you’re not responsible with that piece of plastic.  Read on to see if you’re making any of these mistakes… 

 

  • Paying the minimum payment every month keeps your credit score in check, but the interest added to the balance can make a negative impact on your credit.  Pay as much as you can afford over the minimum billed amount, or, better yet, pay off the balance each month. 
     

  • Late payments not only damage your credit, but if you’re sending it late every month, the late fees and interest on the balance will max that credit card out, and it could take years to pay it off.  Set up an auto-pay plan or mail your payment a week in advance of the due date. 
     

  • Spending just to receive rewards is a good way to get you into credit trouble!  Sure, those rewards are great, but they’re usually a small percentage of your purchases.  The added interest will be far more than any rewards you’re seeking and will cost much more in the end. 
     

  • Cash advances may seem like help, but the interest on them starts as soon as that money is in your hand, and there are usually extra fees involved.  Cash advances are essentially cash loans and are treated as such.  Beware of “convenience” checks your card company offers to you because they are cash advances in disguise. 
     

  • Maxing out your balance, or worse, spending over your credit limit, is a good way to reduce your credit score.  The over-balance fees are tremendous, and not having any available credit left on the card will affect the credit utilization ratio. 
     

  • Tossing your statement without reading it can cause you to miss important announcements from the company, as well as fraudulent activity, or changes in your minimum payment due. 
     

  • Using your credit card at the grocery store or to pay utility bills will help in an urgent situation, but only if you can pay the full balance at the end of the month.  If you’re using a credit card for everyday purchases, it’s time to get your finances under control. 

 

Don’t let mistakes cost you money and a good credit rating!  Keep your balance less than 30% of your credit limit, maintain a manageable monthly payment, and your credit report will benefit.  Credit cards are good tools to use to build credit or keep your score high, but only if used wisely.   

 

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: mirror

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