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Do I Need a Home Warranty?

Wednesday, February 24, 2021
by Scott Darling


Choosing to purchase a home warranty is something any homeowner, house hunter, and even seller should think about. While different companies offer home warranties, the purpose of a home warranty is generally the same. Let this guide help you decide if you need this service: 
 

  • A home warranty covers what homeowner’s insurance does not. When one of your home’s systems or major appliances breaks down or is damaged from normal wear and tear, a home warranty will help you with the costs. 
     

  • Homeowners pay a monthly fee, on average $300-$600 per year, according to Consumer Affairs. Most service calls through the company will require the homeowner to pay a set service fee to the technician when making a claim. 
     

  • A home warranty can be purchased at any time, which is great for someone who is selling their home.  Sellers can spend a good amount of money prepping the house for sale, and a warranty will help considerably if something breaks down during the selling process. Warranties can be transferred to the buyer, as well! 
     

  • A newer home may not necessarily need a home warranty, so stash an amount equal to a monthly warranty payment into your savings account!  You can build emergency savings and have the funds for unexpected repairs. 
     

  • Research home warranties for prices and coverage available. Your Realtor® will be able to direct you to companies they are familiar with, and you can trust you are working with a reputable home warranty company. 
     

  • Current homeowners who do not have a home warranty can find a company that is registered with the Service Contract Industry Council. Scroll to the “Home Service Contract Companies” for a complete contact list. 

 

There are so many different decisions to make when it comes to homeownership, it can feel overwhelming. Making good decisions depends on how much time you put into researching and asking questions.  Inform yourself by doing your research and having a discussion with your Realtor® and/or warranty agent to help make the best home warranty decision for your home and wallet. 

 

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: homewarrantyreviews

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Chester County PA Real Estate Market Trends for January 2021

Wednesday, February 17, 2021
by Scott Darling

Chester County PA Real Estate Market Trends for January 2021

Chester County PA single-family homes saw pending sales increase by 13.7% in January 2021 when compared to January 2020. 482 homes sold in January with a median sales price of $382,651.  The average days on the market fell by 27 days. 

If you are thinking about selling your home get a free instant home evaluation Learn More. 

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How to Know You Have Found the Right Home

Friday, February 12, 2021
by Scott Darling


Buying a house is a huge commitment and saying it must be “right” is an understatement! Whether you are looking for a new beginning, have a growing family, or are simply buying your first home on your own, buying a house that is not the best choice can have you looking for another or even losing money.  How do you know you have found the one? Here are a few tips to help you with your house-hunting: 

 

  • The listing photos and layout have you wanting to see it in person as soon as possible! When the photos appeal to you in some way and the layout is to your liking, it is hard not to send your agent a “Put this house at the top of my must-see list” text!  
     

  • At the showing, you feel at home when you get out of your car and walk in the door. You know when you feel welcome in a house when you go inside, much like when you visit someone’s home for the first time.  
     

  • As you go from room to room, you can see your belongings in each, and know exactly how you would arrange them.  The outside matters as well, and envisioning your kids playing in the back garden, or wanting to refurbish the flowerbeds are sure signs of the house being the right one.
     

  • Your house-hunting day has ended, and that one property seems to be calling your name, but minor things (like having to remove wallpaper or carpet) have you questioning if that is the house for you. When you are truly smitten, being concerned about a few flaws and having to put in some work once you move in could cost you the perfect home. 
     

  • When the showing is over, and you pause on the outside of the door and have no desire to look at any other houses, it is time to talk to your agent about making an offer. 
     

  • Does the house fit your needs? All the warm fuzzies do not count unless the house has the right amount of space, is in a great community, and, most importantly, within your budget. 

 

House hunting can be tiring, especially if you have looked at several in one day. If all the factors are in line, you may not want to wait to act on making an offer!  Waiting to see if you can find a more perfect house may cause you to lose out on the house that embraced you as you walked in and had you telling friends and family about. Your Realtor® knows about your needs, wants, and budget, and will be ready as soon as you say “I love this house. Let's make an offer!” 

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: shutterstock

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A Guide for the Final Walkthrough

Thursday, February 4, 2021
by Scott Darling


As closing day approaches, it is so exciting to think about the move to your new home! There is one thing that is keeping you in check, however, and that is the final walkthrough. This is the last step in the home-purchase process and should not be skipped. What takes place in the final walkthrough, and what part does the homebuyer play? Here is your guide to this essential step: 

 

Your agent will schedule a time meet at your new house, usually after the seller has moved out and before or on closing day. 
 

  • What should you have on hand with you?  

  • - the final contract with all the specifics about the sale 

  • - home inspection report 

  • - any written agreements between seller and buyer 

  • - a notepad and pen 

  • - a camera or use your smartphone camera 

  • - a nightlight to test electrical outlets 
     

  • Inside the house, everything should be in perfect working order: 

  • - Turn on every light switch and check every outlet. 

  • - Check the faucets in the kitchen, bathrooms, outdoor spigots, utility room, and any other room there is running water by turning on each one. Flush all toilets as well. All toilets should flush completely, and drains should flow freely. 

  • - Inspect every area where agreed repairs should have been made. If there have been extensive fixes made, you may want to shell a bit extra out of your wallet to have someone with you that can be certain the job was done correctly. 

  • - Inspect every appliance that is included in the sale to be sure it is running properly. 

  • - Open and close all doors, windows, cabinets, and drawers. 

  • - Pay careful attention to carpets and floorcoverings, every floor and wall for weakness, cracks, mold, mildew and do not forget to look for signs of pests. 

  • - Turn the climate control off and on, and check heat as well as air conditioning. 
     

  • Outside inspection: 

  • - roof, gutters, shutters, or any other structural issues 

  • - garage doors functioning properly 

  • - debris or trash left by the seller 

  • - lawns and landscaping should at least be trim and neat 

 

Hopefully, your final walkthrough will go perfectly, and closing can proceed. If you run into any adverse issues, however, note them, and have your agent contact the seller. Final walkthrough problems are just another reason to have a Realtor® represent you as a buyer, as they can handle the not-so-smooth issues that come with buying a home.  

 

Courtesy of Chester County PA Realtor Scott Darling.

 

Photo credit: Bankrate.com

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Displaying blog entries 1-4 of 4

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