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Before You Remodel...

Friday, November 4, 2022
by Scott Darling

Depending on whether you are planning to sell your home in the next year or if you are in your forever home, remodeling is a great way to get what you want out of your home, or what buyers want.  There are things to consider before you jump into remodeling. 

 

  • - Decide on a budget, and how you’ll pay for the upgrade.  Consider hiring a financial planner who can help you choose which way is best. 
     

  • - If you decide to do this project yourself, and you’re not in the construction business, plan on taking much longer than a professional.  Be realistic about your skills and hire help if you need it. 
     

  • - Acquiring an architect or designer is a good idea if you’re making major changes.  You don’t want to run into major structural or electrical issues and not know what to do.
     

  • - Think about how long you want to stay in your home before you invest in big ticket items, like a six-burner range for the kitchen, or expensive hardwood flooring throughout the house.  If your sole plan is to make money from a sale, or if you want and can afford the upgrades, go ahead. But if you’re not going to enjoy those items while you’re living there, consider a simple refurbishing or using what you have if it’s in good working order and won’t look out of place. 
     

  • - When looking for a contractor, price isn’t necessarily the important thing.  Ask for references, check their license numbers, and call the former clients and ask to see the work that was done, either in photos or in person. The research will be worth it in the end.
          

  • - Once you hire your contractor, start getting your paperwork in order.  The contractor has their own responsibilities, and the homeowner has to take care of other items--check this list from realtor.com to see who is responsible for what. 
     

  • - Planning a timeline with your contractor is especially important, and make sure you leave room for possible unexpected issues. 
     

  • - Sit down with your family and figure out logistics, especially if you’re remodeling the kitchen or one of the bathrooms in your home.  Remodeling can cause a lot of stress, but if everyone knows what to do before it all happens, things can flow better. 
     

  • - As with moving, clean out the room before the renovation, giving away, selling or throwing out what you haven’t used in months.  Wrap and store any items you’re keeping in a spare room. 
     

  • - Before the construction team comes in to begin the project, sit down with your contractor to set location boundaries for the crew and your family, along with other logistics. The crew doesn’t want your children playing around with tools, and you don’t want your good bathroom towels used for grimy hands.  Everyone needs to know what is okay, and what isn’t.   

 

A home remodel is a big undertaking; watching renovation shows on television can give the idea that everything goes off without a hitch.  It takes planning, communication and good all-around management to make the process go smoothly, even if you hit a few bumps along the way. 
  

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: www.wormuthconstruction.com

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Preventing Pests

Friday, October 14, 2022
by Scott Darling

We normally associate pests and insects with Summer time, but now is a good time to think about what you can do to prevent creepy crawlers coming in to your home. It’s a simple matter of checking the outside as well as the inside, and staying ahead of them. 

Exterior 

  • 1. When you mulch plants, keep it from piling up against the house’s foundation. Insects can use the mulch for overwintering, but if you could add a border of rock or stone between the mulch and the house, or even use cedar mulch, it would discourage pests. 
  • 2. Inspect your foundation carefully for cracks or holes, as well as places where utility pipes and wires enter your home.  Cover or fill them with wire screen mesh, cement, or metal flashing. 
  • 3. Outside lights, when left on, draw flying insects, but if you can change the bulbs from incandescent to halogen, they are less attracted to the glow.  
  • 4. Check doors and windows for openings, and seal them with caulking or weatherstripping, and repair any holes in your screens. 
  • 5. Keep trash cans and surrounding areas clean, and make sure lids fit tight. Recyclables should be rinsed well, and container lids put back on before tossing them in the recycle bin. 
  • 6. If you have anything that can retain water, empty it as often as possible, and use a larvicide in your landscape’s water features.   
  • 7. If you use firewood, store it away from your home, at least thirty feet. 
  • 8. Gutters should be cleaned periodically, not only for their efficiency, but to help keep pests from making a home in the debris. 

Interior 

  • 1. The most important pest prevention tip for the inside of your home is cleanliness.  Keep crumbs off the counters and floors, clean food messes immediately, and keep food consumption limited to the kitchen. Wash up dishes before going to bed at night.  
  • 2. Storing open food in plastic containers with lids or plastic storage bags will lessen the chances of pests finding it. 
  • 3. Check stored grains, (flour, sugar, cornmeal), often, and discard it as soon as the expiration date passes.  Storing these in a sealed container is best. 
  • 4. Pet food is best kept in a storage container with a tight-fitting lid. 
  • 5. Keep inside garbage in a trash can fitted with a bag, and keep the lid closed. Remove the bag to the outside can as soon as it’s full. 
  • 6. Vacuum carpets frequently, especially if you have pets.  They can bring in little hitch hikers when they come in from being outdoors. 
  • 7. Inspect all baseboards, and replace or repair them if they’re broken, and walls should be checked for holes, and repaired as soon as possible. 

If you see pests in or out of your home, it’s best to call a professional to address the problem, and do it quickly so you don’t suffer an infestation.  Once you know you’re clear of bugs, it only takes a few minutes each week to keep them from feeling at home in your home.  

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: pestco.com

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Fall Home Maintenance

Thursday, September 29, 2022
by Scott Darling

Fall is the perfect time of year to take care of your home. The days are still long enough to get plenty accomplished, and the cooler weather makes it less taxing than on those sweltering Summer days.  Getting things ready for the cold days ahead will be easy with these tips: 

 

Trees and Leaves 

  • 1. Rake or vacuum fallen leaves as they come down.  Deciduous trees drop their leaves at different times, making it easier on you, but it’s great exercise. 

  • 2. Mulch the leaves, or bag them for your local waste management to compost, if such a program is available.   

  • 3. Check trees for dead or diseased branches and trim them back.  Trees are going dormant this time of year, and there’s less chance for the diseases to spread after trimming. Call an arborist if the job is too daunting. 

  • 4. Fall is the best time of year to plant new trees! The roots don’t have to compete with the heat, they get plenty of water from the Autumn rain, and can settle in and get established.  

  • 5. Clean those gutters.  This can be a dreaded task, so hire a handy person or have the family pitch in to finish as quickly as possible. 

  • 6. Been thinking about changing the exterior color? Fall is a great time to paint, thanks to cooler temperatures. 

 

General Outdoors 

  • 1. Bring in any outdoor furniture, or protect it with covers  made specifically for handling cold weather.   

  • 2. Firewood needs to be covered with a tarp to minimize moisture from snow and rain. Lift the cover occasionally to let any trapped moisture escape. 

  • 3. Check all of your outdoor lighting, and replace any bulbs or fixtures.  

  • 4. Walk around all of the walkways and driveways, looking for cracks, and seal them with approved sealant.  Snow and ice can cause the surfaces to bulge and cause a falling hazard. 

  • 5. Clean the windows, inside and out, and replace screens with storm windows. 

  • Service and store the mower, string trimmer, and any other lawn tools you may use. 

  • 6. Drain water hoses and store them where they can’t freeze. If you have a sprinkler system, drain it and turn it off. 

  • 7. Check your outdoor fireplace or fire pit to make sure it’s safe for the upcoming cool evenings around the fire. 

 

Inside The House 

  • 1. Service the furnace. It’s easy to make sure filters are changed and ready to go, but a call to a heat and air contractor is the best way to make sure the heater is ready for Winter.  Sometimes a maintenance contract can save you money.  Ask your provider if they offer this service.  

  • 2. Check doors and windows for drafts, and seal with caulking or insulation strips. 

  • See that your chimney is free of creosote to prevent fires.  A licensed chimney sweep would be the best for making sure your home and family are safe from chimney fires. 

  • 3. Make certain that your smoke and carbon monoxide detectors are in working order, and replace batteries if necessary. 

  • 4. Go in the attic and look for any insulation issues, and replace or repair, if needed.  Be sure that pests can’t get inside and spend the winter in your attic! 

  • 5. Change the rotation on ceiling fans.  It should be going in a clockwise direction to help distribute heat away from the ceiling. 

  • 6. Wash and/or air out heavy blankets and quilts to get them freshened up for use. 

  • 7. If you have a basement in your home, check for cracks in the walls, and if there’s a sump pump, make sure it’s in working order. 

  • 8. Clean out closets and storage areas and have a tag sale with unwanted items that are still in great condition. 

  

Be ready for a relaxing, warm Winter inside your home.  Home maintenance--indoors as well as outdoors--is critical for keeping your home’s value up, as well as for our own comfort. 

 

Courtesy of Chester County PA Realtor Scott Darling.

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Park the Car in the Garage!

Tuesday, July 26, 2022
by Scott Darling

Do you actually park your car in the garage?  A survey from PRN News found that only 1 in 4 Americans keep their car in the garage when they’re at home!  The rest use it for storage, extra workspace, and, sometimes, junk.  Spend some extra time and a little money to get organized and get more use from this large space! 

 

- Hang folding outdoor chairs from wall hooks or strong nails to get them out of the way.  Plastic chairs can be stacked and placed in a corner. 
 

- Create off-the-floor storage space by adding shelves, and put lightweight items in clear plastic storage totes, and place them on the shelves. 
 

- Have the kids’ sports balls taken over the floor?  Use bungee cords to get them out of the way!   
 

- Use plastic window planter inserts for storage, mounting them on a wall with a washer/bolt combination for strength.  Store smaller miscellaneous items in the planters--gardening hand tools, spray paint cans, or paint brushes. 
 

- If your garage has visible studs, use that space to hang items by placing a tension rod in between the studs.  Hang spray bottles by their nozzles, add hooks to store garden tools, or attach small plastic baskets with shower curtain hooks for storing small items. 
 

- A worktable can take up a lot of space if you’re not using it all the time, so creating a fold-away table is perfect for the hobbyist.  Crafted Workshop shows us how to build one for about $35. 
 

- An unused filing cabinet can be turned into garden tool storage by removing the drawers, standing the cabinet on its back, and use the empty drawer spaces to stand tools in.  
 

- Toy bins with rope handles are sturdy enough to store garden hoses, extension cords, and actual outdoor toys, and the bins can hang via their rope handles on large nails or hangers. 
 

- Wood pallets can be put to so many uses, and the garage is no exception.  Attach them to the walls, add nails or hooks and hang items, or create shelving with them. 
 

- Keep small hardware and machine parts handy in jars with screw-on lids.  Make them even more convenient by attaching them to the undersides of shelving!  Instructables shows you how to DIY this project. 

 

Home centers have units and other materials to create hanging storage on the ceiling, as well as storage cabinets for things that need to be locked up or out of the kids’ reach.  However, you choose to tidy up your space, your hard work will pay off because you just might end up with room to park the car!

 

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: garagejournal.com

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Buying a Home After Financial Setbacks

Friday, July 8, 2022
by Scott Darling

Filing bankruptcy or losing your home to foreclosure does not mean the end of the road for financial success afterwards.  It can be scary to even think about buying another house, but it is not impossible! Check out these tips to help you back on your way to homeownership: 

 

  • Probably the most important thing to do is to pay all of your bills on time and in full. This will get your credit score climbing back up to a number that will look good to lenders. 
     

  • The bankruptcy process begins and ends with required financial courses.  Ask for a fee waiver so the added costs are not a burden. 
     

  • If your last home went into foreclosure, there are waiting periods for applying for a mortgage: three years for FHA loans, seven years for Fannie Mae/Freddie Mac loans, two years for Veterans Affairs loans, three years for USDA loans, and other lenders have different waiting periods. 
     

  • The homebuying process is different for those above-mentioned agencies when it comes to past bankruptcy. It simply depends on the type of bankruptcy filed. 
     

  • Going through a short sale may be a different situation, but this process has a waiting period as well. The average wait time to apply for a mortgage is two to seven years. 
     

  • Some financial institutions may ask for an explanation–in writing–about the situation that led to the foreclosure or short sale, as well as what you learned during the process.   
     

  • Extenuating circumstances, such as a major illness or job loss, can make a difference in how long you have to wait to apply for a mortgage.  Be prepared with any paperwork that shows your loss of income or increase of debt. 

 

 

Courtesy of Chester County PA Realtor Scott Darling. 

Photo credit: The Gottman Institute 

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Five Things to Consider in a New Neighborhood

Thursday, June 23, 2022
by Scott Darling

In most home buying situations, you are not only purchasing a house, but you are also buying the neighborhood. There are many factors you cannot control, but to avoid regrets, consider these five things while house-hunting: 
 

  • Affordability: The mortgage payment is an important part of your budget, but keep in mind that property tax is normally added to your monthly loan payment. Property tax is based on the assessment value of the property. The assessment value depends on different factors, and the home’s location is number one. Ask your Realtor® for past tax information, but the house may be reassessed after closing.  
     

  • How you live: Satisfaction with your home’s location will depend on the general area. Are you a pet lover with four dogs? You need a pet-friendly community. Is your family a large one with lots of noisy backyard activities? Look for active families in the neighborhood. Do you need close access to theaters, restaurants, or shopping? Your new home does not need to be a long commute to things you love.  
     

  • Schools: Communities in a high-rated school district normally have homes with higher price tags. As a parent, buying a home in a good school district is an investment in your child’s future, and if you do not have children, it is a wise financial investment as your home should at least keep its value as time goes by. 
     

  • Safety: Everyone wants to feel safe in their home. Several websites offer crime stats, but it may be best to contact local law enforcement for current information about the area. 
     

  • Utilities: Is high-speed internet or natural gas available in the neighborhood? Does your water come from the municipal water supply or a well? Your agent should have all of this information for you but asking the homeowner if they are willing to share how much they pay in monthly utilities will help you plan your monthly budget. 

 

Performing some “home” work is probably the best way to learn more about a community. Drive through at different times during the day or take a walk and pay attention to the sights, sounds, and–yes–smells of the neighborhood. You will be spending a lot of time there and being content in your new home is the most important location factor of all! 

 

Courtesy of Chester County PA Realtor Scott Darling. 

Photo credit: RE Express

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House Hunting Homework

Tuesday, May 24, 2022
by Scott Darling

There is plenty to do to prepare for buying your new home, and once you’re actively touring homes or stopping into an open house, you can draw a blank when it comes time to ask specifics.  Have some questions ready to prepare yourself so you won’t forget! 

 

Open House and Walkthrough 
 

  • - How long has the house been on the market, and are there any current offers? The length of time it’s been for sale can mean savings for you, or you may not want to bother if there are already multiple offers. 
     

  • - Why is the current owner selling?  This may seem like prying, and you may not get the exact answer, but it can add flexibility to price negotiations if the owner is ready for a fast sale. 
     

  • - Ask for a seller’s disclosure before you think about making an offer. Check this list for your state’s info about what the seller must tell you before buying the house. 
     

  • - How old is the roof? An older roof that has issues can either cost in the long run, or give you a discount on the sale price if it need replacing. 
     

  • - If it isn’t obvious, ask when the house was last updated.  With people living longer, some could have lived in the same home for fifty years and done nothing else besides redecorating. 
     

  • - Condition of the home’s systems are important, so inquire about the age of the water heater, electric, plumbing, security and climate control systems.
     

  • - How is the home heated and insulated, including the attic?  You need to have a good idea of what your utilities will cost, and heating can be expensive, whether it’s propane, electric, or geothermal if the insulation needs improving. 
     

  • - Has the house been treated for pests on a regular basis?  This can keep a lot of headaches at bay in the long run. 
     

  • - What is included in the sale price, and are any warranties still active?  You don’t want to be surprised when you start moving in and find out you have to buy all new appliances. 
     

  • - You may be moving in the same general area, but a different city or county.  Property taxes vary per location, so make sure you know how much you will be paying if you eventually purchase the home. 
     

  • - If your prospective new home is in a historic district or homeowner’s association, there will be restrictions on how you renovate or build an addition, and fees for HOA.  Ask your realtor for these details. 

 

Pay Attention 
 

  • - While you’re on your walkthrough, pay attention to traffic and nearby surroundings.  Spend several minutes outside in the front and back yards and listen for any traffic noise, or a noisy possible neighbor. 
     

  • - Is your prospective new home on a busy shortcut street in the mornings and evenings?  Make time to discover for yourself and drive through on your way to or from work. 
     

  • - Look closely at fresh paint jobs for cracks or possible mold.  Sometimes, that new paint is covering up a problem. 
     

  • - Check your mobile phone for signal strength.  Different areas can be dead zones.
     

  • - Drive through the area one evening after most people are home from work.  Is there plenty of parking available? 

 

Using these opportunities to find all the information you can about a potential new home is imperative when you know you’ll be looking at many different homes on the market.  Do your homework--keep a list of questions on your mobile phone’s notepad app so you won’t forget anything, or use a clipboard if you’re looking at multiple houses, keeping this information better organized. Since buying a home will most likely be your biggest investment, you want to be certain your money will be spent wisely. 

 

Courtesy of Chester County PA Realtor Scott Darling. 

Photo credit: www.greenspringenergy.com

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Spring Maintenance Check List for Your Home

Friday, May 13, 2022
by Scott Darling

Spring cleaning has likely already become underway in your household.  What you may not have given much thought however is spring maintenance for your home.   There are several things that folks generally check around their homes before the winter months but there are also a few things you need to check in the early spring months.  Below is a spring maintenance check list for your home. 

  

  1. Springtime means it is time to start mowing your lawn again.  If your lawn mower has been outside all winter due to lack of storage space you may need to do a bit of maintenance on it before you get it going.  Sharpening the blade is always a good idea before a new season so that you get a nice clean cut on the grass.  It’s also a good idea to check the oil on your lawn mower before beginning to use it for the warm season.  
     

  2. Spring is a great time to check your house for worn paint areas such as your shutters.  If you find worn or chipped paint on your house what better time to fix that than in the typically perfect weather of spring.   
     

  3. Be sure to check your crawl space vents for any debris that may have accumulated there over the winter months.  Also you want to keep your eye out for any animals such as snakes or rodents that may have made their home in your crawl space over the last few months.  Get rid of anything that doesn’t belong and repair anything that may be broken such as the vent covers. 
          

  1. Get your flower beds and any garden areas ready by cleaning out any debris that may have accumulated and trimming back any old growth.  It is also a good time to add mulch to your flower beds and fertilizer to your garden.  
     

The above list of spring maintenance ideas is just a start in the right direction.  There is certainly much more that you need to do in and around your house before the summer time approaches.  Once you get started with these, you will likely find and think of more things that need to be done.   

 

Courtesy of Chester County PA Realtor Scott Darling.

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Home Buying Made Easy

Tuesday, April 26, 2022
by Scott Darling


If you are currently in the market for buying a house, then you are likely already aware of just how difficult it can sometimes be.  There are many stressors throughout the process that can make the home buying process seem anything but easy.  Below are a few ways that home buying can be made a bit easier if you do your part to put them into action.  

 

  1.  The first and most important thing you need to do before looking for a home to buy is to find an agent.  The reason this part is the most important is because buying a home is a huge financial obligation and you want to choose the right person to help you with such a big decision in your life.  A good way to find an excellent Realtor is to talk with your friends and family members that you trust to see whom they have used in the past.  Once they give you a few suggestions, you can meet each one and see which one best matches your personality wishes.  You will be spending quite a bit of time with this person so you want to make sure that you get along beautifully with them. 
          

  1. The next step in home buying made easy  is to find a lender.  Many times you can find out from your Realtor about what lenders they tend to use or who they think can be the best match for you and your particular situation.  If your Realtor doesn’t lead you to the best match, again you can talk to your friends and family for suggestions.   
     

  1. You then need to make sure your credit is as clean as it can possibly be.  Lenders can many times give you a bit of guidance in this area so that you can get approved for a loan.   
     

  1. It is important that you get pre approved for a loan before you go out searching for the home of your dreams.  The lender that you choose will help you to know exactly how much of a house you can comfortably afford before you get your heart set on one.  
     

  1. Lastly, figure out exactly what you are looking for in a house.  Make a list of your wants and desires in order of their importance.  This will help to guide you in your home buying adventure and will help avoid wasting precious time.  
     

These are just a few ideas on how to make the home buying process a bit easier.  Once you do your part to put all of these in motion you will be well on your way to finding the home of your dreams.   

Courtesy of Chester County PA Realtor Scott Darling.

Photo credit: Connor Homes

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Common Real Estate Myths

Wednesday, April 13, 2022
by Scott Darling

If you are in the process of buying or selling a home, you may have already come across some of these common real estate myths.  Real estate myths are abundant and are quite prevalent in the real estate world.  Below you will find a few real estate myths to be wary of whether you are buying or selling a home. 

  1. Some folks believe that if you don’t use a real estate agent you are likely to get a better deal.  This is totally false because no matter which one of you have the agent…one of them is going to get the commission be it the buyer’s agent or the sellers agent.  The only way to get around dealing with paying a commission to a realtor is if you sell or a buy a home that is for sale by owner.  If you do decide to purchase or sell by owner, be very careful because there are a lot of things that can and perhaps will go wrong when you try to go it alone.  Real estate agents deserve all the commission they get because they do a lot of work that you don’t have to worry about doing yourself. 
     
  2. Another common real estate myth is that you should set your asking price higher than what you expect to make.  If you price your home too much above the market value you are likely going to be doing yourself an injustice.  Folks are going to pass your home by because they know that it is not in their price range.  Setting your home at a reasonable price is a good way to get buyers to show some interest and not be scared off by sticker shock. 
     
  3. Yet another common real estate myth is that all of the houses listed in the multiple listing systems are all available to look at online.  Most of the houses on MLS are listed online but if you don’t tell your realtor that you want your home listed online he or she may not do so. 
     
  4. Another real estate myth  is that having an open house will basically guarantee that you home will sell.  While open houses are good to get folks out looking at your house, they don’t always bring the buyer to your door.  Typically those that look at your house during an open house are just browsing and likely won’t give you an offer. 

Do your part not to let these real estate myths fool you by knowing them ahead of time before you buy or sell a home.  

Courtesy of Chester County PA Realtor Scott Darling. 

Photo credit: Realty Leadership

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