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Chester County Real Estate Sales Statistics - Sept 2010

by Scott Darling

Despite economic uncertainty, 68 percent of those surveyed in the 2010 National Housing Pulse Survey, conducted by the National Association of Realtors, still believe now is a good time to buy a home; while that number is down from last year (75 percent), it’s up from 2008 (66 percent) and 2007 (59 percent). Lower home prices and record-low mortgage interest rates are attracting buyers to the housing market – more than one-fourth of renters said they are thinking more about buying a home than they were a year ago. Sixty-three percent of renter respondents said that owning a home is a priority in their future, and nearly 40 percent said it was one of their highest priorities.

Americans are seeing more stability in the real estate market. Nearly seven out of 10 believe that home values have stabilized in their area; the same number expects home sales to remain about the same through the end of the year. 

While nearly seven out of 10 say it’s harder to sell a home in their area today than it was a year ago, it’s less of a concern from last year when the number was 10 percentage points higher. This is most likely the result of lower home inventories.

Take a look at how the Chester County real estate market fared in September.

Downingtown Area School District saw a 18% increase in active listings in September 2010, compared to September 2009.  Pending listings have decreased by 48% and sold listings have decreased by 41%.  There was a 16% increase in average sales price to $358,796, while market times decreased by 1 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Sept 2010

98

28

33

$358,796

79

Sept 2009

80

54

56

$299,824

80

In the West Chester Area School District, there was an decrease in Sold listings  of 13% when compared to September 2009.  And pending sales decreased by 33% in September 2010 when compared to September 2009.  Average sales price increased by 15% to $380,300 and active listings decreased by 6% from September 2009.  Market times have increased by 3 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Sept 2010

139

65

71

$380,300

80

Sept 2009

148

97

82

$324,749

77

Active listing have decreased by 1% in the Coatesville Area School District in September 2010 when compared to September 2009.  The average sales price decreased by 3% to $209,622 and sold listings decreased by 36%.  The number of pending home sales decreased by 62% when compared to September 2009, while homes were on the market on average 5 days more than in September 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Sept 2010

103

29

39

$209,622

89

Sept 2009

104

79

61

$216,075

84

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

Chester County Real Estate Sales Statistics - August 2010

by Scott Darling

Home sales will remain soft in the months ahead, but improved affordability conditions should help with a recovery, according to the National Association of Realtors. The recovery looks to be a long process with job numbers being lower than expected in the last couple of months. However, affordability could reach a generational high in the second half of this year because of rock-bottom mortgage interest rates. The loan underwriting standards are tighter, but home buyers can improve their chances of getting a loan by staying well within their budget.

Take a look at how the Chester County real estate market fared in August.

Downingtown Area School District saw a 1% increase in active listings in August 2010, compared to August 2009.  Pending listings have decreased by 41% and sold listings have increased by 3%.  There was a 23% increase in average sales price to $424,393, while market times increased by 35 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Aug 2010

89

33

50

$424,393

105

Aug 2009

88

56

56

$327,989

70

In the West Chester Area School District, there was an decrease in Sold listings  of 21% when compared to August 2009.  And pending sales decreased by 21% in August 2010 when compared to August 2009.  Average sales price increased by 20% to $420,683 and active listings increased by 1% from August 2009.  Market times have increased by 15 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Aug 2010

139

63

88

$420,683

80

Aug 2009

138

79

111

$337,170

65

Sold listing have decreased by 34% in the Coatesville Area School District in August 2010 when compared to August 2009.  The average sales price decreased by 4% to $207,019 and active listings decreased by 36%.  The number of pending home sales decreased by 37% when compared to August 2009, while homes were on the market on average 4 days less than in August 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Aug 2010

90

37

45

$207,019

65

Aug 2009

141

59

68

$214,695

69

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

PECO Reaches Gas and Electric Delivery Rate Case Settlements

by Scott Darling

Settlements provide necessary funds for reliable electric & natural gas service, customer support and low-income assistance.

PHILADELPHIA (Press Release-August 31, 2010) – PECO today filed joint settlement petitions with the Pennsylvania Public Utility Commission (PAPUC) reflecting agreements reached with all interested groups on the increases in natural gas and electric delivery charges beginning Jan. 1, 2011.

“We are pleased to have worked cooperatively with all involved to reach these agreements,” said Denis O’Brien, PECO president and CEO.  “These settlements will help us continue to provide reliable gas and electric service and quality customer care while also managing the impact of these changes to our customers.”

The settlement reflects a $20 million overall increase in natural gas delivery rates and a $225 million increase in electric delivery rates.  Specifically, with these increases PECO will:

  • Continue to invest in our electric and natural gas delivery systems – replacing equipment, upgrading infrastructure and investing in new technology.  We plan to invest about $1.7 billion in our electric delivery system and $380 million in our natural gas delivery system during the next 5 years – ensuring reliable service to customers and employing thousands of people in our regional workforce.
  • Continue to improve customer service, and expand our natural gas energy efficiency programs.
  • Increase assistance to low-income customers by providing more tailored assistance programs and limiting total program costs.

Based on these settlements and electricity purchases to date, PECO now estimates that total prices for residential electric customers will increase less than 10 percent.  For the typical residential electric customer, the increase will be less than $8 per month.  The actual prices that electric customers will pay beginning Jan. 1, 2011 will be determined following PECO’s final electricity purchases this fall.

Costs for our residential natural gas customers are now expected to increase about 8 percent.  For the typical residential natural gas customer, the increase will be less than $8 per month.  The final prices that natural gas customers will pay beginning Jan. 1, 2011 also will be determined later this fall.

This is PECO’s first electric delivery rate request since 1989 and only the second natural gas delivery rate request in 23 years.  The delivery charges are the portion of the bill that covers PECO’s costs to deliver electricity and natural gas to customers.  They represent about one-third of a customer’s overall bill.

The commodity charges, or the electricity and natural gas used by customers, make up the remaining two-thirds of a customer’s total bill.  These charges are passed along directly to customers at exactly the price that PECO pays. 

Customers can offset this increase by taking simple steps to use less energy.  For example, just by replacing five incandescent bulbs with CFLs and raising the thermostat two degrees during the summer customers can save more than $8 a month – totally offsetting the expected increase.

PECO Smart Ideas, our full suite of energy-efficiency programs, has products and programs to help save energy and money:

  • PECO has discounted CFL bulbs at more than 700 area stores.  These light bulbs use up to 75 percent less energy and last about 10 times longer than traditional light bulbs.
  • PECO is paying rebates to customers who purchase qualified energy-efficient electric appliances, and upgrade to high efficiency natural gas heaters and water heaters.
  • PECO is paying incentives to customers who allow us to pick up older, energy-wasting refrigerators and freezers.
  • PECO has developed an online home energy audit to help customers understand how they currently use energy and how they can use less. 

PECO also offers payment options, like Budget Billing, to help customers manage their bills.  Budget Billing divides energy costs evenly throughout the year.  Customers also can potentially save money by choosing a competitive electric generation supplier.  To learn more about shopping for a competitive electric generation supplier visit the PAPUC’s website at www.papowerswitch.com.

Programs also are available to help customers who may be struggling to pay their energy bills.  Through PECO’s Universal Services programs, we assist more than 130,000 low-income customers each year with reduced rates, free energy-efficiency improvements and Federal Low-Income Home Energy Assistance Program funding.

As part of the PAPUC review process, the proposed settlements will be reviewed by two administrative law judges prior to final PAPUC ruling later this year.  For more information about upcoming changes in our energy market and how PECO can help, visit www.pecoanswers.com.

###

Based in Philadelphia, PECO is an electric and natural gas utility subsidiary of Exelon Corporation (NYSE: EXC). PECO serves 1.6 million electric and 485,000 natural gas customers in southeastern Pennsylvania and employs about 2,400 people in the region. PECO delivered 83.7 billion cubic feet of natural gas and 39.4 billion kilowatt-hours of electricity in 2008.  Founded in 1881, PECO is one of the Greater Philadelphia Region's most active corporate citizens, providing leadership, volunteer and financial support to numerous arts and culture, education, environmental, economic development and community programs and organizations.

Chester County Real Estate Sales Statistics - June 2010

by Scott Darling

Congress recently extended the home buyer tax credit closing date to September 30. The measure would give more time to thousands of qualified home purchasers, who through no fault of their own are unable to meet the current closing deadline of June 30; however the measure would not extend the deadline for home buyers to qualify for the tax credit. The deadline extension applies only to homebuyers who have ratified contracts in place as of April 30, 2010, but could not close before June 30.

The April 30 deadline created a surge of home sales in April. Let’s take a look at the local Chester County real estate market for June.

Downingtown Area School District saw a 8% increase in sold listings in June 2010, compared to June 2009.  Pending listings have decreased by  36% and active listings have decreased by 29%.  There was a 2% increase in average sales price to $339,082, while market times decreased by 8 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

June 2010

82

43

79

$339,082

63

June 2009

115

67

73

$333,783

71

In the West Chester Area School District, there was an increase in Sold listings  of 27% when compared to June 2009.  While pending sales decreased by 31% in June 2010 when compared to June 2009.  Average sales price increased by 4% to $375,664 and active listings decreased by 9% from June 2009.  Market times have decreased by 7 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

June 2010

150

75

136

$375,664

69

June 2009

165

109

99

$360,876

76

Sold listing have increased by 11% in the Coatesville Area School District in June 2010 when compared to June 2009.  The average sales price increased by 2% to $233,785 and active listings decreased by 15%.  The number of pending home sales decreased by 60% when compared to June 2009, while homes were on the market on average 23 days more than in June 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

June 2010

112

28

70

$233,785

99

June 2009

132

70

62

$230,159

76

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

Chester County PA Real Estate Sales Statistics - May 2010

by Scott Darling

Pending home sales have risen for three consecutive months, reflecting the broad impact of the home buyer tax credit and favorable housing affordability conditions, according to the National Association of Realtors®.

The Pending Home Sales Index rose 6.0 percent to 110.9 based on sales contracts signed in April. This figure is up from 104.6 in March, and is 22.4 percent higher than April 2009 when it was 90.6 and reflects increases of 7.1 percent in March and 8.3 percent in February.

Pending home sales are at the highest level since last October when the index reached 112.4 and first-time buyers were rushing to beat the initial deadline for the tax credit. The data reflects sales contracts and not closings, which usually occur with a lag time of one or two months.

Let's look at May real estate sales to see how the local Chester County market is faring.

Downingtown Area School District saw a 14% increase in sold listings in May 2010, compared to May 2009.  Pending listings have decreased by  56% and active listings have decreased by 45%.  There was a 13% decreased in average sales price to $292,054, while market times decreased by 34 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

May 2010

68

31

56

$292,054

58

May 2009

123

71

48

$335,718

92

In the West Chester Area School District, there was an increase in Sold listings  of 29% when compared to May 2009.  While pending sales decreased by 32% in May 2010 when compared to May 2009.  Average sales price increased by 6% to $342,317 and active listings decreased by 8% from May 2009.  Market times have decreased by 31 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

May 2010

130

63

102

$342,317

60

May 2009

142

93

72

$323,482

91

Sold listing have increased by 28% in the Coatesville Area School District in May 2010 when compared to May 2009.  The average sales price increased by 8% to $235,468 and active listings decreased by 7%.  The number of pending home sales decreased by 33% when compared to May 2009, while homes were on the market on average 6 days more than in May 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

May 2010

130

33

67

$235,468

85

May 2009

140

49

48

$217,375

79

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

Be an Informed Investor in Chester County Real Estate

by Scott Darling

Investing in Chester County real estate can be quite profitable and safe. Such a transaction can also be challenging, especially for first-time investors, and requires prior planning, a time commitment, realistic goals, and careful consideration of the following factors.

  1. chester county real estateSelecting a property. First decide on a location and the type of property you are interested in. You might also consider proximity to good schools, public services, shopping centers, highways, etc.

    Another decision will deal with the type of property you want to own--a single family residence, a multi-family unit, or a vacation rental home. Discuss with you realtor and tax advisor the pros and cons of each to decide which will be most advantageous for you.
  2. Examining your finances. In addition to a monthly mortgage payment, investment property expenses can also include taxes, property management fees, utilities, insurance for fire and floods, repair and maintenance costs, condo fees, and periods of vacancy. Be prepared to have cash on hand for a 20% to 30% down payment (or investigate other options). A helpful tool to assist you in calculating costs and probable financial outcomes is www.goodmortgage.com.

    Also keep in mind that long term (5 to 10 years) ownership is usually best for the average investment. The shorter the length of time you hold the property, the greater the risk.
  3. Repairing and updating. Some investment properties require initial repairs/renovation ranging from cosmetic to structural. Unless you have the time and expertise needed to make such repairs, look for skilled professional to do the work for you. Keep in mind that most renters are looking for a good location and a home that is clean and in good working order; granite counter tops and top of the line appliances are usually neither necessary nor cost effective.
  4. Acting as a landlord. Being a successful absentee owner of Virginia Beach real estate will require diligence and responsibility. Carefully screen all potential tenants. Run a credit check and find out from prior landlords if they were good tenants who paid the rent on time, treated the property with care, and were considerate neighbors. The more selective you are, the more successful your lessor/lessee relations will be.

As a landlord you have both rights and responsibilities, and you need to be mindful of each. The Pennsylvania Landlord and Tenant Act covers rental agreements, remedy provisions, application fees, security deposits, and a wealth of other information and laws relating to the rights and responsibilities of both the landlord and the tenant.

Learn more about investing in Chester County real estate.

Search all Chester County real estate and homes for sale.

Chester County PA Real Estate Sales Statistics - March 2010

by Scott Darling

Home Sales Surge in Response to Tax Credit

Pending home sales rose sharply in February, potentially signaling a second surge of home sales in response to the home buyer tax credit, according to the National Association of Realtors®. Contracts signed in February, rose 8.2 percent above February 2009. The data reflects contracts and not closings, which usually occur with a lag time of one or two months.

Lawrence Yun, NAR chief economist, said the improvement is another hopeful sign. “The rise in pending sales may signal the early stages of a second surge of home sales this spring. The healthy gain hints home prices are continuing to flatten. We need a second surge to reduce inventory and stabilize home values.”

Let's look at March real estate sales to see how the local Chester County PA market is faring.

Downingtown Area School District saw a 5% increase in pending sales in March 2010, compared to March 2009.  Sold listings have increased by 14% and active listings have increased by 5%.  There was a 3% decrease in average sales price to $287,264, while market times increased by 1 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Mar 2010

137

63

44

$287,264

76

Mar 2009

130

60

38

$294,937

75

In the West Chester Area School District, there was an increase in active listings  of 20% when compared to March 2009.  While pending sales decreased by 12% in March 2010 when compared to March 2009.  Average sales price increased by 2% to $336,008 and sold listings increased by 14% from March 2009.  Market times decreased by 13 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Mar 2010

156

64

54

$336,008

81

Mar 2009

125

73

50

$330,156

94

Pending sales have increased by 23% in the Coatesville Area School District in March 2010 when compared to March 2009.  The average sales price increased by 6% to $228,672 and active listings increased by 8%.  The number of homes sold increased by 30% when compared to March 2009, while homes were on the market on average 3 days less than in March 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Mar 2010

144

55

51

$228,672

94

Mar 2009

132

48

36

$215,405

97

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

Chester County PA Market Statistics - February 2010

by Scott Darling

Owning a home is its own reward, but homeownership can also bring rewards at tax time. This year is especially beneficial for people who are in the market to buy a home, thanks to the $8,000 first-time buyer credit and the $6,500 tax credit for repeat buyers.

Current homeowners can benefit, as well. Tax credits are available for owners who improve the energy efficiency of their home, including replacing exterior windows, skylights and doors and installing efficient heating and air conditioning systems. Certain home improvements may qualify for as much as 30 percent of the project cost, up to $1,500.

Homeowners also enjoy a mortgage interest deduction; allowing them to deduct all the interest paid on up to $1 million in mortgage debt. If you bought a home in the past year, be sure to provide a copy of your HUD-1 statement to your tax preparer. The interest you paid at closing is not reflected in your year-end mortgage statement. Points and other closing costs may also be tax deductible.

Many housing markets were affected by an extremely harsh weather in February. Take a look at what February looked like in our local market:

Let's look at February real estate sales to see how the buyers are taking advantage of these tax benefits in Chester County.

Downingtown Area School District saw a 7% increase in pending sales in February 2010, compared to February 2009.  Sold listings have increased by 19% and active listings have increased by 16%.  There was a 15% increase in average sales price to $349,711, while market times decreased by 19 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Feb 2010

82

42

21

$349,711

80

Feb 2009

69

39

17

$297,488

115

In the West Chester Area School District, there was a decrease in active listings  of 21% when compared to February 2009.  While pending sales decreased by 3% in February 2010 when compared to February 2009.  Average sales price increased by 5% to $348,806 and sold listings decreased by 31% from February 2009.  Market times increased by 16 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Feb 2010

107

66

31

$348,806

110

Feb 2009

136

68

45

$331,038

94

Pending sales have remained consistant in the Coatesville Area School District in February 2010 when compared to February 2009.  The average sales price decreased by 10% to $185,725 and active listings decreased by 11%.  The number of homes sold decreased by 19% when compared to February 2009, while homes were on the market on average 3 days more than in February 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Feb 2010

84

40

21

$185,725

111

Feb 2009

94

40

26

$205,590

108

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

Tax Tips for Owners of Chester County Real Estate

by Scott Darling

Yes, it’s tax season again, and given the state of the economy, saving every penny is very appealing. As an owner of Chester County real estate there are many deductions and tax credits you will want to take claim on your 2009 return…provided you qualify of course!!

Here are a number of money-saving ways to reduce the amount of tax you owe--or even increase the amount of your refund!

First, let me explain the difference between a tax deduction and a tax credit.  A tax deduction reduces (adjusts) your taxable income. A tax credit reduces your tax dollar for dollar. You do not have to itemize deductions to claim a tax credit.  

Tax Deductions for Primary Residence

Tax deductions on your primary residence include:

  • Interest paid on your mortgage
  • Refinancing points paid in 2009
  • Real estate taxes
  • Interest on major home improvement loans
  • Mortgage insurance premiums
  • Home improvements required for medical care
  • Any sales commission, legal fees, or closing costs associated with the sale of Chester County real estate in 2009

Home Energy Efficiency Improvements Tax Credits

Consumers who purchase and install specific products, such as energy-efficient windows, insulation, doors, roofs, and heating and cooling equipment in existing homes can receive a tax credit for 30% of the cost, up to $1,500, for improvements "placed in service" starting January 1, 2009, through December 31, 2010. See Federal Tax Credits for Energy Efficiency for a complete summary of energy efficiency tax credits available to consumers.

Residential Renewable Energy Tax Credits

Consumers who install solar energy systems (including solar water heating and solar electric systems), small wind systems, geothermal heat pumps, and residential fuel cell and microturbine systems can receive a 30% tax credit for systems placed in service before December 31, 2016; the previous tax credit cap no longer applies. Details are explained here.

Home Buyer Tax Credit

  • First-time buyers who have not owned a home in the last three years are eligible for a credit of 10% of the purchase price, not to exceed $800,000. Ownership of a vacation home or rental property not used as a prime residence does not disqualify a buyer as a first-timer.
  • Current home owners, or those who have owned and lived in a principal residence for at least 5 consecutive years of the last 8, may qualify for a credit of up to $6500.

 

Chester County Real Estate Sales Statistics - Janaury 2010

by Scott Darling

Home sales surged in the fourth quarter of 2009 with many areas seeing double digit gains according to the National Association of Realtors. Total existing-home sales (single-family and condo) jumped 13.9 percent above the third quarter and 27.2 percent above the fourth quarter of 2008. Distressed property sales accounted for 32 percent of the fourth quarter transactions, down from 37 percent from 2008.

Lawrence Yun , NAR chief economist, said the first-time home buyer tax credit, combined with record low interest rates, played a dominant role in fourth quarter sales. Yun went on to say, “With inventory levels trending down over the past 18 months, we expect broadly balanced housing market conditions in much of the country by late spring with more areas showing higher prices.”

Let's look at January Chester County real estate sales to see how the housing recovery is progressing locally.

Chester County Real Estate Sales Statistics - Janaury 2010

Downingtown Area School District saw a 16% increase in pending sales in January 2010, compared to January 2009.  Sold listings have increased by 31% and active listings have decreased by 8%.  There was a 17% decrease in average sales price to $337,836, while market times decreased by 2 days.

Downingtown

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Jan 2010

77

37

26

$337,836

80

Jan 2009

84

31

18

$405,488

82

In the West Chester Area School District, there was an increase in active listings  of 19% when compared to January 2009.  While pending sales increased by 16% in January 2010 when compared to January 2009.  Average sales price decreased by 13% to 359,445 and sold listings increased by 43% from January 2009.  Market times decreased by 21 days.

West Chester

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Jan 2010

135

74

49

$359,445

88

Jan 2009

109

54

28

$410,868

109

Pending sales have increased by 35% in the Coatesville Area School District in January 2010.  The average sales price decreased by 4% to $203,082 and active listings decreased by 15%.  The number of homes sold decreased by 11% when compared to January 2009, while homes were on the market on average 38 days less than in January 2009.

Coatesville

Active
Listings

Pending
Listings

Sold
Listings

Average
Sales Price

Average
DOM

Jan 2010

103

48

40

$203,082

78

Jan 2009

121

31

45

$211,366

116

A word of caution...markets within a school district can be very different from neighborhood to neighborhood. For the latest Chester County PA real estate market conditions in your neighborhood, please call me at 610-564-SCOT or visit ChesterCountyHomeSource.com.

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